Annuity

What is an Annuity?

Today’s investors and businesses want the potential to achieve investment growth and protection against downward market movements. But low-risk strategies like deposit accounts have offered historically low yields for a decade, leaving few options outside of equity markets. Annuities can help. They are long-term solutions designed for investing and retirement, and their many options and benefits can make them an important part of any financial strategy.

What is an Annuity?

An annuity is a key part of a financial portfolio, offering tax-deferred investment growth, professional management, and a death benefit, along with the opportunity to add a living benefit to your variable annuity, for an additional fee, that can guarantee income for life and address other specific needs.

What is an Annuity?

An annuity is a key part of a financial portfolio, offering tax-deferred investment growth, professional management, and a death benefit, along with the opportunity to add a living benefit to your variable annuity, for an additional fee, that can guarantee income for life and address other specific needs.

Is an index annuity a good investment?

The index annuity protects your savings against losses, making it a relatively safe investment. You get some market upside with less of the risk. Potential preservation of market gains. Your contract could lock in your gains periodically, like once a year.

What are the benefits of an indexed annuity?

A fixed indexed annuity is a tax-deferred, long-term savings option that provides principal protection in a down market and opportunity for growth. It gives you more growth potential than a fixed annuity along with less risk and less potential return than a variable annuity.